{"id":31531,"date":"2026-02-17T00:13:32","date_gmt":"2026-02-16T16:13:32","guid":{"rendered":"https:\/\/www.kenpai.com\/cms\/31531\/"},"modified":"2026-02-17T00:13:32","modified_gmt":"2026-02-16T16:13:32","slug":"%e5%bc%80%e6%94%be%e9%93%b6%e8%a1%8c%e5%9f%9f%e5%90%8d%e6%80%8e%e4%b9%88%e6%b3%a8%e5%86%8c%e8%b4%a6%e5%8f%b7","status":"publish","type":"post","link":"https:\/\/www.kenpai.com\/cms\/31531\/","title":{"rendered":"\u5f00\u653e\u94f6\u884c\u57df\u540d\u600e\u4e48\u6ce8\u518c\u8d26\u53f7"},"content":{"rendered":"

\u8fd1\u5e74\u6765\uff0c\u5f00\u653e\u94f6\u884c(Open Banking)\u7684\u5174\u8d77\u6781\u5927\u63a8\u52a8\u4e86\u91d1\u878d\u884c\u4e1a\u7684\u6570\u5b57\u5316\u8f6c\u578b\u3002\u5bf9\u4e8e\u91d1\u878d\u673a\u6784\u53ca\u76f8\u5173\u4f01\u4e1a\u6765\u8bf4\uff0c\u6ce8\u518c\u4e13\u5c5e\u5f00\u653e\u94f6\u884c\u57df\u540d<\/a><\/span>\u662f\u5efa\u7acb\u53ef\u4fe1\u6570\u636e\u63a5\u53e3\u3001\u5c55\u793a\u4e13\u4e1a\u5f62\u8c61\u53ca\u63d0\u5347\u670d\u52a1\u5b89\u5168\u6027\u7684\u91cd\u8981\u57fa\u7840\u3002\u672c\u6587\u5c06\u8be6\u7ec6\u89e3\u6790\u5f00\u653e\u94f6\u884c\u57df\u540d<\/a><\/span>\u6ce8\u518c\u8d26\u53f7\u7684\u5177\u4f53\u6d41\u7a0b\uff0c\u5e76\u4ecb\u7ecd\u57a6\u6d3e\u79d1\u6280<\/a><\/span>\u5728\u57df\u540d\u670d\u52a1\u9886\u57df\u7684\u4f18\u8d28\u80fd\u529b\uff0c\u5e2e\u52a9\u4f01\u4e1a\u9ad8\u6548\u3001\u5b89\u5168\u5730\u5b8c\u6210\u4e92\u8054\u7f51\u5e03\u5c40\u3002<\/br>\u4e00\u3001\u5f00\u653e\u94f6\u884c\u57df\u540d\u6ce8\u518c<\/a><\/span>\u8d26\u53f7\u7684\u610f\u4e49<\/p>\n

\u5f00\u653e\u94f6\u884c(Open Banking)\u662f\u6307\u94f6\u884c\u7b49\u91d1\u878d\u673a\u6784\u901a\u8fc7\u5f00\u653eAPI\uff0c\u5411\u7b2c\u4e09\u65b9\u5e73\u53f0\u62ab\u9732\u6570\u636e\u548c\u670d\u52a1\uff0c\u4ee5\u6fc0\u53d1\u91d1\u878d\u521b\u65b0\u548c\u63d0\u5347\u7528\u6237\u4f53\u9a8c\u3002\u5728\u8fd9\u4e00\u751f\u6001\u4f53\u7cfb\u4e2d\uff0c\u57df\u540d\u662f\u4f01\u4e1a\u7684\u6570\u5b57\u95e8\u9762\uff0c\u4e5f\u662f\u6570\u636e\u63a5\u53e3\u5b89\u5168\u548c\u54c1\u724c\u8bc6\u522b\u7684\u91cd\u8981\u4fdd\u969c\u3002\u4e13\u4e1a\u7684\u5f00\u653e\u94f6\u884c\u57df\u540d\u4e0d\u4ec5\u63d0\u5347\u5b89\u5168\u4fe1\u4efb\u5ea6\uff0c\u8fd8\u4fbf\u4e8e\u5408\u4f5c\u4f19\u4f34\u548c\u7528\u6237\u7684\u6b63\u786e\u8bc6\u522b\u548c\u8bbf\u95ee\u3002<\/p>\n

\u4e8c\u3001\u5f00\u653e\u94f6\u884c\u57df\u540d\u8d26\u53f7\u6ce8\u518c\u7684\u6807\u51c6\u6d41\u7a0b<\/p>\n

1. \u660e\u786e\u57df\u540d\u540d\u79f0
\n\u9996\u5148\uff0c\u9700\u8981\u7ed3\u5408\u4f01\u4e1a\u6218\u7565\u53ca\u54c1\u724c\u547d\u540d\u89c4\u8303\uff0c\u786e\u5b9a\u5f00\u653e\u94f6\u884c\u76f8\u5173\u7684\u57df\u540d\u540d\u79f0\uff0c\u6bd4\u5982\u5305\u542b\u201cbank\u201d\u3001\u201copenbanking\u201d\u7b49\u6807\u8bc6\u7684\u4e13\u5c5e\u57df\u540d\uff0c\u786e\u4fdd\u552f\u4e00\u6027\u548c\u884c\u4e1a\u5f52\u5c5e\u6027\u3002<\/p>\n

2. \u67e5\u8be2\u57df\u540d\u53ef\u7528\u6027
\n\u5229\u7528\u57a6\u6d3e\u79d1\u6280<\/a><\/span>\uff08https:\/\/www.kenpai.com<\/a><\/span>\/\uff09\u63d0\u4f9b\u7684\u667a\u80fd\u57df\u540d\u67e5\u8be2\u7cfb\u7edf\uff0c\u5b9e\u65f6\u68c0\u6d4b\u76ee\u6807\u57df\u540d\u662f\u5426\u53ef\u6ce8\u518c\uff0c\u907f\u514d\u91cd\u540d\u548c\u88ab\u6076\u610f\u62a2\u6ce8\u98ce\u9669\u3002<\/p>\n

3. \u6ce8\u518c\u57a6\u6d3e\u79d1\u6280<\/a><\/span>\u8d26\u53f7
\n\u524d\u5f80\u57a6\u6d3e\u79d1\u6280\u5b98\u7f51\uff0c\u70b9\u51fb\u201c\u6ce8\u518c\/\u767b\u5f55\u201d\uff0c\u6309\u7167\u63d0\u793a\u586b\u5199\u4f01\u4e1a\u4fe1\u606f\u3001\u8054\u7cfb\u4eba\u8d44\u6599\u3001\u90ae\u7bb1\u53ca\u8bbe\u7f6e\u767b\u5f55\u5bc6\u7801\uff0c\u5373\u53ef\u514d\u8d39\u83b7\u5f97\u72ec\u7acb\u8d26\u53f7\uff0c\u4eab\u53d7\u4e13\u4e1a\u4e00\u5bf9\u4e00\u57df\u540d\u987e\u95ee\u54a8\u8be2\u3002<\/p>\n

4. \u6b63\u5f0f\u63d0\u4ea4\u57df\u540d\u6ce8\u518c<\/a><\/span>\u7533\u8bf7
\n\u5728\u4e2a\u4eba\/\u4f01\u4e1a\u8d26\u53f7\u540e\u53f0\u9009\u62e9\u201c\u65b0\u6ce8\u518c\u57df\u540d\u201d\uff0c\u8f93\u5165\u76ee\u6807\u57df\u540d\uff0c\u63d0\u4ea4\u76f8\u5173\u8ba4\u8bc1\u6750\u6599\u5982\u516c\u53f8\u8425\u4e1a\u6267\u7167\u3001\u91d1\u878d\u4e1a\u52a1\u8d44\u8d28\u7b49\u3002\u57a6\u6d3e\u79d1\u6280\u4e3a\u91d1\u878d\u884c\u4e1a\u5ba2\u6237\u63d0\u4f9b\u7eff\u8272\u901a\u9053\uff0c\u652f\u6301\u591a\u79cd\u9876\u7ea7\u57df\u540d\u540e\u7f00\uff08.com\u3001.bank\u3001.finance\u7b49\uff09\u3002<\/p>\n

5. \u5b8c\u6210\u6ce8\u518c\u4e0e\u5b9e\u540d\u8ba4\u8bc1
\n\u4f9d\u636e\u56fd\u9645\u57df\u540d\u6ce8\u518c\u89c4\u5219\uff0c\u5b8c\u6210\u5b9e\u540d\u8ba4\u8bc1\u4e0e\u4fe1\u606f\u5907\u6848\u3002\u57a6\u6d3e\u79d1\u6280\u62e5\u6709\u5b8c\u5584\u7684\u4fe1\u606f\u5b89\u5168\u4e0e\u5b9e\u540d\u8ba4\u8bc1\u6d41\u7a0b\uff0c\u5e2e\u52a9\u4f01\u4e1a\u5408\u89c4\u3001\u9ad8\u6548\u5b8c\u6210\u6ce8\u518c\u3002<\/p>\n

6. \u540e\u7eed\u8fd0\u7ef4\u4e0e\u54c1\u724c\u4fdd\u62a4
\n\u6ce8\u518c\u5b8c\u6210\u540e\uff0c\u57a6\u6d3e\u79d1\u6280\u8fd8\u53ef\u4e3a\u4f01\u4e1a\u63d0\u4f9bDNS\u89e3\u6790\u3001SSL\u8bc1\u4e66<\/a><\/span>\u3001DNS\u5b89\u5168\u76d1\u63a7\u53ca\u54c1\u724c\u9632\u5fa1\u6ce8\u518c\u7b49\u5168\u751f\u547d\u5468\u671f\u7ba1\u7406\u670d\u52a1\uff0c\u786e\u4fdd\u5f00\u653e\u94f6\u884c\u4e1a\u52a1\u7a33\u5b9a\u3001\u5b89\u5168\u8fd0\u884c\u3002<\/p>\n

\u4e09\u3001\u4e3a\u4ec0\u4e48\u9009\u62e9\u57a6\u6d3e\u79d1\u6280\uff1f<\/p>\n

\u57a6\u6d3e\u79d1\u6280\uff08https:\/\/www.kenpai.com<\/a><\/span>\/\uff09\u4f5c\u4e3a\u56fd\u5185\u9886\u5148\u7684\u57df\u540d\u7ba1\u7406\u4e0e\u54c1\u724c\u4fdd\u62a4\u670d\u52a1\u5546\uff0c\u4e13\u6ce8\u4e8e\u4e3a\u91d1\u878d\u3001\u4e92\u8054\u7f51\u7b49\u884c\u4e1a\u5ba2\u6237\u63d0\u4f9b\u4e00\u7ad9\u5f0f\u57df\u540d\u5168\u5468\u671f\u89e3\u51b3\u65b9\u6848\u3002\u57a6\u6d3e\u79d1\u6280\u56e2\u961f\u6df1\u8c19\u884c\u4e1a\u89c4\u8303\uff0c\u62e5\u6709\u5f3a\u5927\u8d44\u6e90\u548c\u6280\u672f\u5b9e\u529b\uff1a
\n– \u4e13\u5c5e\u91d1\u878d\u884c\u4e1a\u7eff\u8272\u6ce8\u518c\u901a\u9053\uff0c\u6781\u901f\u54cd\u5e94\u4e1a\u52a1\u9700\u6c42\uff1b
\n– \u667a\u80fd\u5316\u57df\u540d\u67e5\u8be2\uff0c\u52a9\u529b\u4f01\u4e1a\u6784\u5efa\u4e13\u4e1a\u3001\u5b89\u5168\u7684\u54c1\u724c\u4e92\u8054\u7f51\u751f\u6001\uff1b
\n– \u4e30\u5bcc\u7684\u9ad8\u9632DNS\u3001SSL\u8bc1\u4e66\u548c\u54c1\u724c\u4fdd\u62a4\u670d\u52a1\uff0c\u4e3a\u60a8\u7684\u5f00\u653e\u94f6\u884c\u4e1a\u52a1\u4fdd\u9a7e\u62a4\u822a\uff1b
\n– \u4e00\u5bf9\u4e00\u4f01\u4e1a\u987e\u95ee\uff0c\u91cf\u8eab\u5b9a\u5236\u57df\u540d\u7b56\u7565\uff0c\u5b9e\u73b0\u4f01\u4e1a\u6570\u5b57\u5316\u6df1\u5ea6\u8d4b\u80fd\u3002<\/p>\n

\u7ed3\u8bed\uff1a<\/p>\n

\u5f00\u653e\u94f6\u884c\u57df\u540d\u7684\u6ce8\u518c\u4e0d\u4ec5\u5173\u4e4e\u4f01\u4e1a\u6570\u636e\u5b89\u5168\uff0c\u66f4\u76f4\u63a5\u5f71\u54cd\u884c\u4e1a\u58f0\u8a89\u548c\u672a\u6765\u53d1\u5c55\u7a7a\u95f4\u3002\u9009\u62e9\u7ecf\u9a8c\u4e30\u5bcc\u3001\u4fe1\u8a89\u5353\u8457\u7684\u57a6\u6d3e\u79d1\u6280\u4f5c\u4e3a\u60a8\u7684\u57df\u540d\u5408\u4f5c\u4f19\u4f34\uff0c\u662f\u4f01\u4e1a\u8fc8\u5411\u5b89\u5168\u3001\u5408\u89c4\u3001\u9ad8\u6548\u6570\u5b57\u5316\u7684\u5173\u952e\u4e00\u6b65\u3002\u5982\u9700\u8fdb\u4e00\u6b65\u54a8\u8be2\u6216\u5b9a\u5236\u5f00\u653e\u94f6\u884c\u57df\u540d\u65b9\u6848\uff0c\u6b22\u8fce\u968f\u65f6\u8bbf\u95ee\u57a6\u6d3e\u79d1\u6280\u5b98\u7f51https:\/\/www.kenpai.com<\/a><\/span>\/\uff0c\u83b7\u5f97\u4e13\u5c5e\u670d\u52a1\u652f\u6301\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

\u8fd1\u5e74\u6765\uff0c\u5f00\u653e\u94f6\u884c(Open Banking)\u7684\u5174\u8d77\u6781\u5927\u63a8\u52a8\u4e86\u91d1\u878d\u884c\u4e1a\u7684\u6570\u5b57\u5316\u8f6c\u578b\u3002\u5bf9\u4e8e\u91d1\u878d\u673a\u6784\u53ca\u76f8\u5173\u4f01\u4e1a\u6765\u8bf4\uff0c\u6ce8\u518c\u4e13\u5c5e\u5f00\u653e\u94f6\u884c\u57df\u540d\u662f\u5efa\u7acb\u53ef\u4fe1\u6570\u636e\u63a5\u53e3\u3001\u5c55\u793a\u4e13\u4e1a\u5f62\u8c61\u53ca\u63d0\u5347\u670d\u52a1\u5b89\u5168\u6027\u7684\u91cd\u8981\u57fa\u7840\u3002\u672c\u6587\u5c06\u8be6\u7ec6\u89e3\u6790\u5f00\u653e\u94f6\u884c\u57df\u540d\u6ce8\u518c\u8d26\u53f7\u7684\u5177\u4f53\u6d41\u7a0b\uff0c\u5e76\u4ecb\u7ecd\u57a6\u6d3e\u79d1\u6280\u5728\u57df\u540d\u670d\u52a1\u9886\u57df\u7684\u4f18\u8d28\u80fd\u529b\uff0c\u5e2e\u52a9\u4f01\u4e1a\u9ad8\u6548\u3001\u5b89\u5168\u5730\u5b8c\u6210\u4e92\u8054\u7f51\u5e03\u5c40\u3002<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[16116,14893,1135,2007,12,15912,724,18868,997],"class_list":["post-31531","post","type-post","status-publish","format-standard","hentry","category-domain","tag-16116","tag-14893","tag-1135","tag-2007","tag-12","tag-15912","tag-724","tag-18868","tag-997"],"_links":{"self":[{"href":"https:\/\/www.kenpai.com\/cms\/wp-json\/wp\/v2\/posts\/31531","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kenpai.com\/cms\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kenpai.com\/cms\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kenpai.com\/cms\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kenpai.com\/cms\/wp-json\/wp\/v2\/comments?post=31531"}],"version-history":[{"count":0,"href":"https:\/\/www.kenpai.com\/cms\/wp-json\/wp\/v2\/posts\/31531\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.kenpai.com\/cms\/wp-json\/wp\/v2\/media?parent=31531"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kenpai.com\/cms\/wp-json\/wp\/v2\/categories?post=31531"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kenpai.com\/cms\/wp-json\/wp\/v2\/tags?post=31531"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}